Mortgage Brokers obtain approval from a number of residential mortgage
lenders to provide loans in a given geographic area. It generally costs no more
to use our services -- and often costs less -- than it does to go directly to a bank.
In a lot of cases we have more flexibility to structure a loan to
help save you fees, costs, and even rates associated with a mortgage
loan.
How do we get paid?
We are paid by the bank or by you or a combination of the two. Who pays
us is a function of the rate you want and the length of time you need to
lock that rate. As a borrower, you can opt for a rate with no loan fee, no discount
points, or go with a fee and get a
lower rate. Or, you could go for the fee and discount points
and obtain an even lower rate. What is right for you is up to you.
Questions you might want to ask yourself are: How long do you expect to
have that mortgage? How long will you be in the house? What is the chance
that you will pay the loan off early?
What do we finance or refinance?
Residences from single family units, up to four plexes. We can help you
with primary or secondary homes, owner occupied and non-owner occupied properties, urban or rural up
to 20 acres in size. We finance inner city condos and coastal properties anywhere in the states of Oregon and Washington.
You can refinance to pay off your existing mortgage only or pull out extra cash!
Mortgage brokers like Associated Mortgage offer loan programs to give you the financial tools you'll need to structure your liabilities into the best situation for you.
E-mail us with your specifics.
